Click here for Share Product Rates Automobiles (New) Credit Card (VISA) Mortgages Automobile (Used) Education Loans Motorcycles Boats Home Equity Recreational Vehicles College Grad Program (Auto) Home Improvement Share Certificate Secured Credit Card (Alamo Mastercard) Line of Credit Share Secured Loan Credit Card (Spurs Silver) Miscellaneous Secured Signature Loan New Automobile Rates are effective as of May 10, 2013. New Automobile Model Year Term Annual Percentage Rate (APR) Minimum Notes  Vehicle Year Model 2013  36 Mth  3.65%    APR ranging from 3.65%-10.75%  Vehicle Year Model 2013  48 Mth  3.65%    APR ranging from 3.65% - 10.75%  Vehicle Year Model 2013  63 Mth  3.65%    APR ranging from 3.65% - 10.75%  Vehicle Year Model 2013  69 Mth  3.99%  $15,000  APR ranging from 3.99% - 11.25%  Vehicle Year Model 2013  75 Mth  4.24%  $18,000  APR ranging from 4.24% - 11.70% Disclosures: The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with SACU. ALLOWABLE DISCOUNTS - .75% discount - five(5) qualified products or services with SACU .50% discount - three(3) qualified products or services with SACU .25% discount - one(1) qualified product or service with SACU QUALIFIED PRODUCTS - Checking Account, Credit Card, Consumer Loan (existing or paid), Mortgage - 1st lien, HE, HI (existing or paid) QUALIFIED SERVICES - Direct Deposit, Auto Debit for Payment, Home Banking Values will be determined based on the NADA Guide. 100% financing available. Annual Percentage Rates (APR) are effective as of the date above, and are subject to change daily. For additional information on our current rates, please call: SACU Member Service Center (210)258-1234 or U.S. Toll Free 1-800-667-SACU (7228).